API Reference

Versioning

The API version is indicated in the request URL e.g. /v1/payments indicates version 1. All changes made to the API are backwards compatible, hence any major features that are released, that would otherwise break existing implementations, will be released using a new version.

Encoding

Our system expects data to be sent encoded in UTF-8. Using this Content-Type header can help: application/x-www-form-urlencoded; charset=UTF-8

HTTP Status Codes

For each request you send to our API the HTTP status code of the response will already tell you the basic result. 200 – successful request 307 – temporary redirect 400 – bad request. This might either point to e.g. invalid parameters or values sent. It’s also returned if the payment failed e.g. because the acquirer declined. 401 – invalid authorization header provided 403 – invalid access token provided 404 – requested resource or endpoint is not found. I.e. endpoint/url doesn’t exist. This can also be caused by typos like POST /v1/payments instead of payments or wrong IDs like GET /v1/payments/{id} where no payment with {id} exists. For payments you’ll want more fine grained information to find out why a payment failed. You’re getting this information in the result codes.

Testing

It is important to note that we have two test modes available to cause requests to be sent to our connector simulator or to the connector’s own test platform, as required:

• testMode=EXTERNAL causes test transactions to be forwarded to the processor’s test system for ‘end-to-end’ testing
• testMode=INTERNAL causes transactions to be sent to our simulators, which is useful when switching to the live endpoint for connectivity testing.

If no testMode parameter is sent, testMode=INTERNAL is the default behaviour

Credit Card Test Accounts

Brand	Number	CVV	Expiry Date
VISA	4200000000000000 (no 3D) 4711100000000000 (3D enrolled)	any 3 digits	any date after today
MASTER	5454545454545454 (no 3D) 5212345678901234 (3D enrolled)	any 3 digits	any date after today
AMEX	377777777777770 (no 3D) 375987000000005 (3D enrolled)	any 4 digits	any date after today

Test Bank Accounts (SEPA)

Country	IBAN	BIC
Austria (AT)	AT152011128161647502	GIBAATWWXXX
Germany (DE)	DE23100000001234567890	MARKDEF1100
Spain (ES)	ES9121000418450200051332	CAIXESBBXXX

This reference lists all the Open Payment Platform parameters, grouped by their data structures.

Basic Payment

Parameter	Description	Format	Required
amount	Indicates the amount of the payment request. The dot is used as decimal separator. The amount is the only amount value which is processing relevant. All other amount declarations like taxAmount or shipping.cost are already included.	N10.N2 [0-9]{1,10}(\.[0-9]{2})?	Required
taxAmount	Indicates the tax amount of the payment request. The dot is used as decimal separator.	N10.N2 [0-9]{1,10}(\.[0-9]{2})?	Conditional
currency	The currency code of the payment request’s amount (ISO 4217).	A3 [A-Z]{3}	Required
paymentBrand	The brand specifies the method of payment for the request. This is optional if you want to use brand detection for credit cards, if not then it is mandatory.	AN32 [a-zA-Z0-9_] {1,32}	Conditional
paymentType	The payment type for the request. You can send payment requests with one of the following types: PA, Preauthorization: A stand-alone authorisation that will also trigger optional risk management and validation. A Capture (CP) with reference to the Preauthorisation (PA) will confirm the payment.. DB, Debit: Debits the account of the end customer and credits the merchant account. CD, Credit: Credits the account of the end customer and debits the merchant account. CP, Capture: Captures a preauthorized (PA) amount. RV, Reversal: Reverses an already processed Preauthorization (PA), Debit (DB) or Credit (CD) transaction. As a consequence, the end customer will never see any booking on his statement. A Reversal is only possible until a connector specific cut-off time. Some connectors don’t support Reversals. RF, Refund: Credits the account of the end customer with a reference to a prior Debit (DB) or Credit (CD) transaction. The end customer will always see two bookings on his statement. Some connectors do not support Refunds.	A2	Required
overridePaymentType[brand]	The payment type can be overriden for specific brands, for example: overridePaymentType[BOLETO]=PA overridePaymentType[KLARNA_INVOICE]=PAIn such cases, the default payment type will be the one defined in paymentType parameter and every brand defined in overridePaymentType will have its own payment type.This parameter is only accepted during the checkout creation.	brand: AN32 [a-zA-Z0-9_]{1,32} value: A2	Optional
descriptor	Can be used to populate all or part of the Merchant Name descriptor, which often appears on the first line of the shopper’s statement. The full use of this field depends on the Merchant Account configuration. NOTE: merchant.name can override any data sent in this field.	AN127 [\s\S]{1,127}	Optional
merchantTransactionId	Merchant-provided reference number, should be unique for your transactions. Some receivers require this ID. This identifier is often used for reconciliation.	AN255 [\s\S]{8,255}	Conditional
merchantInvoiceId	Merchant-provided invoice number, should be unique for your transactions. This identifier is not sent onwards.	AN255 [\s\S]{8,255}	Optional
merchantMemo	Merchant-provided additional information. The information provided is not transaction processing relevant. It will appear in reporting only.	AN255 [\s\S]{8,255}	Optional
transactionCategory	The category of the transaction, possible values are: EC – eCommerce MO – Mail order TO – Telephone order RC – Recurring IN – Installment PO – pos PM – mpos MOTO – Mail order Telephone order	AN32 [a-zA-Z0-9]{0,32}	Optional

Authentication

To make REST API calls, include the access token in the Authorization header with the Bearer authentication scheme.

Parameter / Header	Description	Format	Required
entityId	The entity required to authorize the request. This should be the channel entity identifier. In case channel dispatching is activated then it should be the merchant entity identifier.	AN32 [a-f0-9]{32}	Conditional
Authorization Bearer	Authorization header with Bearer authentication scheme. Access token can be taken from the backend UI under Administration > Account data > Merchant / Channel Info only if you have specific administration rights.	Header	Required

Card Account

The card data structure holds all information regarding a credit or debit card account.

Parameter	Description	Format	Required
card.holder	Holder of the credit card account	A128 {3,128}	Optional
card.number	The PAN or account number of the card.	N19 [0-9]{12,19}	Required
card.expiryMonth	The expiry month of the card.	N2 (0[1-9]|1[0-2])	Required
card.expiryYear	The expiry year of the card.	N4 (19|20)([0-9]{2})	Required
card.cvv	The card security code or CVV	N4 [0-9]{3,4}	Conditional

Apple Pay

There are two possible APIs for Apple Pay:

Apple Pay with encrypted payment token

You can send the encrypted payment token as-is. We will do the decryption and process the transaction.

Parameter	Description	Format	Required
applePay.paymentToken	The encrypted payment token created by Apple	Defined by Apple	Required

Apple Pay with decrypted card information

You can do the decryption by yourself and send us the decrypted card information with the usual card API: card.number, card.expiryMonth, card.expiryYear, threeDSecure.verificationId, threeDSecure.eci, and the following parameter:

Parameter	Description	Format	Required
applePay.source	Indicates the source of Apple Pay	web|app	Required

Virtual Account

The virtual account data structure is used to send account-based payments, e.g. PAYPAL.

Parameter	Description	Format	Required
virtualAccount.accountId	The identifier of the shopper’s virtual account.	AN100 [\s\S]{1,100}	Required

Bank Account

The bank account data structure holds all the information that specifies a bank account. This is used for bank-account based payments, e.g. direct debits, SEPA and bank transfers. Collecting money from the shopper’s bank account generally requires his approval. SEPA specific parameters – bankAccount.mandate.id, bankAccount.mandate.dateOfSignature,transactionDueDate are not used in the risk checks.

Parameter	Description	Format	Required
bankAccount.holder	Holder of the bank account	AN128 {4,128}	Required
bankAccount.bankName	The name of the bank which holds the account.	AN255 [\s\S]{1,255}	Conditional
bankAccount.number	The account number of the bank account. Either the number or the iban are required.	AN64 [a-zA-Z0-9]{3,64}	Conditional
bankAccount.iban	The IBAN (International Bank Account Number) associated with the bank account. Either the number or the iban are required.	AN31 [a-zA-Z]{2}[0-9]{2}[a-zA-Z0-9]{11,27}	Conditional
bankAccount.bankCode	The code associated with the bank account. Either the bankCode or the bic are required.	AN12 [a-zA-Z0-9]{1,12}	Conditional
bankAccount.bic	The BIC (Bank Identifier Code (SWIFT)) number of the bank account. Either the bankCode or the bic are required.	AN11 [a-zA-Z0-9]{8}|[a-zA-Z0-9]{11}	Conditional
bankAccount.country	The country code of the bank account (ISO 3166-1).	AN2 [a-zA-Z]{2}	Conditional
bankAccount.mandate.id	The id of the mandate for direct debit.	AN35 [a-zA-Z0-9]{35}	Conditional
bankAccount.mandate.dateOfSignature	The date the direct debit mandate was signed.	AN10 {19|20)([0-9]{2})-(0[1-9]|1[0-2])-(0[1-9]|1[0-9]|2[0-9]|3[0-1]}	Conditional
bankAccount.mandate.reference	The mandate reference for direct debit as a contractual agreement between the creditor and the debtor.	AN32 [a-zA-Z0-9]{32}	Conditional
transactionDueDate	The due date of the transaction of the direct debit.	AN10 {19|20)([0-9]{2})-(0[1-9]|1[0-2])-(0[1-9]|1[0-9]|2[0-9]|3[0-1]}	Conditional

Customer

The customer data structure holds information about the customer/shopper such as their name, identification documents and contact details. The customer fields serve mixed purposes: On the one hand they are just for you to store information on your customers, but on the other hand they are also used and sometimes required for risk management and payment providers that require ID/mandate information. These use cases are noted in the parameters’ descriptions.

Parameter	Description	Format	Required
customer.merchantCustomerId	An identifier for this customer. Typically this is the ID that identifies the shopper in the shop’s system.	AN255 [\s\S]{1,255}	Optional
customer.givenName	The first name or given name of the customer. Required if you send in any other customer parameters, also required for some risk checks and payment providers. Will be truncated after 48 characters	AN [\s\S]	Conditional
customer.middleName	The middle name of the customer.	AN50 [\s\S]{2,50}	Optional
customer.surname	The last name or surname of the customer. Required if you send in any other customer parameters, also required for some risk checks and payment providers. Will be truncated after 48 characters	AN [\s\S]	Conditional
customer.sex	Sex of the shopper, ‘M’ for male or ‘F’ for female	A1 M|F	Optional
customer.birthDate	The birth day of the customer in the format yyyy-MM-dd, e.g. 1970-02-17	AN10 {19|20)([0-9]{2})-(0[1-9]|1[0-2])-(0[1-9]|1[0-9]|2[0-9]|3[0-1]}	Optional
customer.phone	The customer’s phone number. Required for some risk checks.	AN25 [+0-9][0-9 \.()/-]{7,25}	Optional
customer.mobile	The customer’s mobile number. Required for some risk checks.	AN25 [+0-9][0-9 \.()/-]{5,25}	Optional
customer.workPhone	The customer’s phone number. Required for some risk checks.	AN25 [\s\S]{1,25}	Optional
customer.email	The customer’s email address. Required for some risk checks and transmission of direct debit mandates.	AN128 [\s\S]{6,128}	Optional
customer.companyName	The customer’s company name.	AN60 [\s\S]{1,60}	Optional
customer.identificationDocType	The type of identification document for the customer. Can be one of these three values: IDCARD, PASSPORT, TAXSTATEMENT. If this parameter is sent then customer.identificationDocId must be also sent. It is also mandatory for certain payment types (e.g. Boleto).	A12 [\s\S]	Conditional
customer.identificationDocId	The identifier of the identification document for the customer. If this parameter is sent then customer.identificationDocType must also be sent. It is also mandatory for certain payment types (e.g. Boleto).	AN64 [\s\S]{8,64}	Conditional
customer.ip	The customer’s IP address.	AN255 [\s\S]{1,255}	Optional
customer.merchantReference	Defines the payer account ID or some other form of reference information which will be provided to the payee	AN255 [\s\S]	Optional
customer.salutation	Valid options are: MR, MRS, MS, MX	A3 [\s\S]	Optional
customer.language	Defines the language of the customer. For example – NO, DE, etc.	[A-Z] {2}	Optional
customer.category	Defines whether payer is an individual customer or a company. Valid options are: INDIVIDUAL, COMPANY	A10 [\s\S]	Optional
customer.browserFingerprint.id	The reference to the fingerprint of the shopper’s browser, in most cases provided by some JavaScript library.	[\s\S]{1,255}	Optional
customer.browserFingerprint.value	The actual fingerprint value of the shopper’s browser	[\s\S]{1,4096}	Optional
customer.browser.acceptHeader	Exact content of the HTTP accept headers as sent to the 3DS Requestor from the Cardholder’s browser. Mandatory for 3DS v2.	[\s\S]{1,2048}	Conditional
customer.browser.language	Value representing the browser language as defined in IETF BCP47. Returned from navigator.language property. Mandatory for 3DS v2.	[\s\S]{1,8}	Conditional
customer.browser.screenHeight	Total height of the Cardholder’s screen in pixels. Value is returned from the screen.height property. Mandatory for 3DS v2.	[\s\S]{1,6}	Conditional
customer.browser.screenWidth	Total width of the cardholder’s screen in pixels. Value is returned from the screen.width property. Mandatory for 3DS v2.	[\s\S]{1,6}	Conditional
customer.browser.timezone	Time-zone offset in minutes between UTC and the Cardholder browser local time. Note that the offset is positive if the local time zone is behind UTC and negative if it is ahead Mandatory for 3DS v2.	[\s\S]{1,5}	Conditional
customer.browser.userAgent	Exact content of the HTTP user-agent header. Mandatory for 3DS v2.	[\s\S]{1,2048}	Conditional
customer.browser.javaEnabled	Boolean that represents the ability of the cardholder browser to execute Java. Value is returned from the navigator.javaEnabled property. Mandatory for 3DS v2.	true/false	Conditional
customer.browser.screenColorDepth	Value representing the bit depth of the colour palette for displaying images, in bits per pixel. Obtained from Cardholder browser using the screen.colorDepth property.	N2 [0-9]{1,2}	Optional
customer.browser.challengeWindow	Dimensions of the challenge window that has been displayed to the Cardholder. The ACS shall reply with content that is formatted to appropriately render in this window to provide the best possible user experience. Preconfigured sizes are width x height in pixels of the window displayed in the Cardholder browser window.	N2	Optional
customer.browser.deviceId	Value representing the customer browser device id.	AN32 [\s\S]{1,32}	Optional
customer.status	A status of the customer. Currently two options- NEW, EXISTING.	A9 [\s\S]{1,255}	Optional

Shipping customer

The shipping customer has the same fields than the billing customer, just as part of the shipping entity. That way you can ship to an entirely different customer.

Parameter	Description	Format	Required
shipping.customer.*	All the fields that are available under customer except shipping.customer.browserFingerprint.* and shipping.customer.browser.deviceId	Same as for customer fields	Optional

Billing Address

The billing address holds the address of the customer. Information sent in the billing address data structure can optionally be used for risk checks such as AVS for card processing.

Parameter	Description	Format	Required
billing.street1	The door number, floor, building number, building name, and/or street name of the billing address Mandatory for 3D Secure v2.	AN100 [\s\S]{1,100}	Conditional
billing.street2	The adjoining road or locality (if required) of the billing address The combination of billing.street1 and billing.street2 can’t contain numbers only, it should also include characters.	AN100 [\s\S]{1,100}	Conditional
billing.houseNumber1	Primary house number (door number or building number) of the billing address. If present, then billing.street1 is assumed to contain only the name of the street. Also, billing.street2 will be ignored.	AN100 [\s\S]{1,100}	Optional
billing.houseNumber2	Secondary house number (floor, building name) of the billing address. Used when more addresses are bundled to a same primary house number. If present, billing.houseNumber1 is also mandatory.	AN100 [\s\S]{1,100}	Optional
billing.city	The town, district or city of the billing address Mandatory for 3D Secure v2.	AN48 [\s\S]{1,48}	Conditional
billing.state	The county, state or region of the billing address. For 3DS2 requirements please read here.	AN10 [\s\S]{1,10}	Conditional
billing.postcode	The postal code or zip code of the billing address Mandatory for 3D Secure v2.	AN16 [\s\S]{1,16}	Conditional
billing.country	The country of the billing address (ISO 3166-1) Mandatory for 3D Secure v2.	A2 [A-Z]{2}	Conditional
billing.normalized	The normalized shipping address.	AN255 [\s\S]{1,255}	Optional
billing.validationStatus	Indicates whether a address got validated and normalized address got confirmed by the consumer	AN255 [\s\S]{1,255}	Optional

Merchant Billing Address

The merchant billing address has the same fields as billing address with additional parameters, just as part of the merchant entity. That way you can bill from an entirely different merchant location.

Parameter	Description	Format	Required
merchant.billing.*	All the fields that are available under billing address	Same as for billing address fields	Optional
merchant.billing.givenName	The first name or given name of the merchant/acceptor	AN [\s\S]	Optional
merchant.billing.surname	The last name or surname of the merchant/acceptor	AN [\s\S]	Optional
merchant.billing.middleName	The middle name of the merchant/acceptor	AN [\s\S]	Optional
merchant.billing.companyName	The merchant’s company name	AN60 [\s\S]{1,60}	Optional
merchant.billing.phone	The merchant’s phone number	AN25 [\s\S]{1,25}	Optional
merchant.billing.workPhone	The merchant’s work phone number	AN25 [\s\S]{1,25}	Optional
merchant.billing.mobile	The merchant’s mobile number	AN25 [+0-9][0-9 \.()/-]{5,25}	Optional
merchant.billing.email	The merchant’s email address	AN128 [\s\S]{6,128}	Optional

Shipping Address

The shipping address holds the location and recipient of ordered goods. This can be used for risk processing or logistics.

Parameter	Description	Format	Required
shipping.street1	The door number, floor, building number, building name, and/or street name of the shipping address	AN100 [\s\S]{1,100}	Conditional
shipping.street2	The adjoining road or locality (if required) of the shipping address	AN100 [\s\S]{1,100}	Conditional
shipping.houseNumber1	Primary house number (door number or building number) of the shipping address. If present, then shipping.street1 is assumed to contain only the name of the street. Also, shipping.street2 will be ignored.	AN100 [\s\S]{1,100}	Optional
shipping.houseNumber2	Secondary house number of the shipping address (floor, building name). Used when more addresses are bundled to a same primary house number. If present, shipping.houseNumber1 is also mandatory.	AN100 [\s\S]{1,100}	Optional
shipping.city	The town, district or city of the shipping address	AN80 [a-zA-Z]{1,80}	Conditional
shipping.state	The county, state or region of the shipping address. For 3DS2 requirements please read here.	AN50 [a-zA-Z0-9\.]{1,50}	Conditional
shipping.postcode	The postal code or zip code of the shipping address	AN16 [A-Za-z0-9]{1,16}	Conditional
shipping.country	The country of the shipping address (ISO 3166-1)	A2 [A-Za-z]{2}	Conditional
shipping.method	Method of the shipping. One of the options: LOWEST_COST, CARRIER_DESIGNATED_BY_CUSTOMER, ELECTRONIC_DELIVERY, GROUND, INTERNATIONAL, MILITARY, NEXT_DAY_OVERNIGHT, OTHER, STORE_PICKUP, SAME_DAY_SERVICE, TWO_DAY_SERVICE, THREE_DAY_SERVICE, PUDO, EXPEDITED	AN30 [A-Z_]{5,30}	Conditional
shipping.cost	The total amount of the shipping costs.	N13 [0-9]{1,10}\.[0-9]{2}	Conditional
shipping.comment	A comment for the shipping	AN160 [\s\S]{1,160}	Conditional
shipping.expectedDate	The expected delivery date	AN10 {19|20)([0-9]{2})-(0[1-9]|1[0-2])-(0[1-9]|1[0-9]|2[0-9]|3[0-1]}	Optional
shipping.logisticsProvider	The logistics provider of the shipping	AN255 [\s\S]{1,255}	Optional
shipping.trackingNumber	The tracking number of the shipping	AN255 [\s\S]{1,255}	Optional
shipping.returnTrackingNumber	The tracking number issued for returns	AN255 [\s\S]{1,255}	Optional
shipping.normalized	The normalized shipping address.	AN255 [\s\S]{1,255}	Optional
shipping.validationStatus	Indicates whether a address got validated and normalized address got confirmed by the consumer	AN255 [\s\S]{1,255}	Optional
shipping.warehouse	The warehouse that fulfilled the order	AN100 [\s\S]{1,100}	Optional
shipping.preference	Indicates the shipping preference. Possible values: GET_FROM_FILE – use the shipping address provided by customer at acquirer hosted pages. NO_SHIPPING – no shipping is expected for the purchase. Preferred option for digital goods. SET_PROVIDED_ADDRESS – use the merchant-provided address. The customer can’t change this address on the acquirer hosted pages. Default value: GET_FROM_FILE	AN21 GET_FROM_FILE|NO_SHIPPING|SET_PROVIDED_ADDRESS	Optional
shipping.middleName	The middle name for the shipping address	AN [\s\S]	Optional
shipping.companyName	The company name for the shipping address	AN60 [\s\S]{1,60}	Optional
shipping.phone	The phone number for shipping address	AN25 [+0-9][0-9 \.()/-]{5,25}	Optional
shipping.workPhone	The work phone number for shipping address	AN25 [\s\S]{1,25}	Optional
shipping.mobile	The mobile number for shipping address	AN25 [+0-9][0-9 \.()/-]{5,25}	Optional
shipping.email	The email address for shipping address	AN128 [\s\S]{6,128}	Optional
shipping.type	Defines type of shipping if return or shipment. Valid options are: RETURN, SHIPMENT	AN8 [\s\S]	Optional

Merchant Shipping Address

The merchant shipping address has the same fields as shipping address, just as part of the merchant entity. That way you can ship from an entirely different merchant location.

Parameter	Description	Format	Required
merchant.shipping.*	All the fields that are available under shipping address except shipping.customer.*	Same as for shipping address fields	Optional

Corporate

The corporate data structure holds information about the corporate company for purchases made on behalf of it.

Parameter	Description	Format	Required
corporate.name	The name of the company	AN30 [\s\S]{1,30}	Optional
corporate.description	The brief description of the company	AN160 [\s\S]{1,160}	Optional
corporate.street	The company’s address – street	AN100 [\s\S]{1,100}	Optional
corporate.address	The company’s address – line 2	AN100 [\s\S]{1,100}	Optional
corporate.city	The company’s address – city	AN80 [\s\S]{1,80}	Optional
corporate.state	The company’s address – state	AN50 [\s\S]{1,50}	Optional
corporate.postCode	The company’s address – postal code	AN16 [\s\S]{1,16}	Optional
corporate.suite	The company’s suite number	AN30 [\s\S]{1,30}	Optional
corporate.postboxNumber	The company’s post box number	AN15 [\s\S]{1,15}	Optional
corporate.purchase	The company’s purchase indicator	A1 Y|N	Optional
corporate.phone	The company’s phone number	N25 [0-9]{1,25}	Optional
corporate.fax	The company’s fax number	N25 [0-9]{1,25}	Optional

Merchant

The merchant data structure holds information about you, the merchant (acceptor). These fields can be used to override the information that is shown on the cardholder statement. It can also be used for payment facilitators.

Parameter	Description	Format	Required
merchant.name	The name of the merchant/acceptor. When used this field will override the value sent as Merchant Name and will normally make up the first line of the card holder statement. Typical usage would be of format {Merchant DBA Name}*{Description of product or service}.	AN100 [\s\S]{1,100}	Optional
merchant.city	The merchant’s city, phone number, email or url. This normally makes up the second line of the card holder statement. It is typical for card present transactions to send the city of the location of transaction and for card not present transactions to send the phone, email or url that the shopper would be recognise.	AN100 [\s\S]{1,100}	Optional
merchant.street	The door number, floor, building number, building name, and/or street name of the merchant	AN100 [\s\S]{1,100}	Optional
merchant.postcode	The postal code or zip code of the merchant	AN16 [A-Za-z0-9\-]{1,16}	Optional
merchant.state	The county, state or region of the merchant	AN50 [a-zA-Z0-9]{1,50}	Optional
merchant.country	The country of the merchant	A2 [A-Za-z]{2}	Optional
merchant.phone	The merchants’s phone number.	AN25 [a-zA-Z0-9\+-.]{0, 25}	Optional
merchant.mcc	The merchants’s category code.	AN4 [a-zA-Z0-9]{0, 4}	Optional
merchant.submerchantId	Used only for MasterCard Payment Facilitators. The id of the sub-merchant.	AN100 [\s\S]{1,100}	Optional
merchant.data[key]	The additional data received from merchant alongside with transaction data.	key: AN64 [a-zA-Z0-9\._]{3,64} value: AN2048 [\s\S]{0,2048}	Optional
merchant.websiteId	The website id of merchant, represents random session id unique for current transaction.	AN255 [\s\S]{0,255}	Optional

Cart

Cart items

The cart data structure holds product information about the shopping cart such as the product’s ID, name, quantity and price. The cart items are counted up by changing the index-number [n], starting with 0, and maximum 1000. Example: cart.items[0].name=First Cart Item

Parameter	Description	Format	Required
cart.items[n].name	The name of the item in the shopping cart. Example: cart.items[0].name=First Cart Item	AN255 [\s\S]{1,255}	Conditional
cart.items[n].merchantItemId	The unique identifier of the item in the shopping cart.	AN255 [\s\S]{1,255}	Conditional
cart.items[n].quantity	The number of items in the shopping cart.	N5 [0-9]{1,12}(\\.[0-9]{0,3})	Conditional
cart.items[n].type	The type of the purchased item in the shopping cart. Values can be: PHYSICAL, DIGITAL, MIXED, ANONYMOUS_DONATION, AUTHORITIES_PAYMENT	AN255 [\s\S]{1,255}	Conditional
cart.items[n].sku	The sku cart item.	AN255 [\s\S]{1,255}	Optional
cart.items[n].currency	The currency of the price of the shopping cart.	A3 ISO 4217 currency code	Conditional
cart.items[n].description	The description of the item in the shopping cart.	AN2048 [\s\S]{1,2048}	Conditional
cart.items[n].price	The price of the item in the shopping cart. (including tax and discount). The item’s price is independent of the quantity.	N13 [0-9]{1,10}\.[0-9]{2}	Conditional
cart.items[n].totalAmount	The total amount of the cart item including quantity.	N13 [0-9]{1,10}\.[0-9]{2}	Conditional
cart.items[n].taxAmount	The tax amount of the cart item. The item’s tax amount is independent of the quantity.	N13 [0-9]{1,10}\.[0-9]{2}	Conditional
cart.items[n].totalTaxAmount	The total tax amount of the cart item.	N13 [0-9]{1,10}\.[0-9]{2}	Conditional
cart.items[n].tax	The tax percentage applied to the price of the item in the shopping cart.	AN6 ^(100(\.00?)?)|([0-9]{1,2}(\.[0-9]{1,2})?)$	Conditional
cart.items[n].shipping	The shipping amount applied to the item in the shopping cart.	N10.N2 [0-9]{1,10}\.[0-9]{2}	Conditional
cart.items[n].discount	The discount percentage applied to the price of the item in the shopping cart.	N13 [0-9]{1,10}\.[0-9]{2}	Conditional
cart.items[n].giftMessage	Gift Message for the specific cart item	AN255 [\s\S]{1,255}	Optional
cart.items[n].shippingMethod	Shipping method for the cart item.	AN255 [\s\S]{1,255}	Optional
cart.items[n].shippingInstructions	Shipping instructions for the cart item.	AN255 [\s\S]{1,255}	Optional
cart.items[n].shippingTrackingNumber	Shipping tracking number for the cart item	AN255 [\s\S]{1,255}	Optional
cart.items[n].originalPrice	The cart item’s price before discounts. The item’s price is independent of the quantity.	AN255 [\s\S]{1,255}	Optional
cart.items[n].quantityUnit	The cart item’s unit of quanity.	M, CM, KG, G, COUNT (default)	Optional
cart.items[n].productUrl	The cart item’s URL.	Valid URL	Optional
cart.items[n].imageUrl	The cart item’s image URL.	Valid URL	Optional
cart.items[n].totalDiscountAmount	The cart item’s total discount amount. The total discount amount is related to the discount percentage	N10.N2[0-9]{1,10}\.[0-9]{2}	Optional
cart.items[n].productCode	The cart item’s product code given by merchant for identification	AN30 [\s\S]{1,30}	Optional
cart.items[n].partNumber	The cart item’s manufacturer provided part number.	AN30 [\s\S]{1,30}	Optional
cart.items[n].itemNumber	The cart item’s line number on the invoice	N3 {1,999}	Optional
cart.items[n].vatReferenceNumber	The cart item’s reference number used to identify the VAT invoice or tax receipt	AN30 [\s\S]{1,30}	Optional
cart.items[n].recipient.salutation	The cart item’s recipient title	AN5 [\s\S]{1,5}	Optional
cart.items[n].recipient.firstName	The cart item’s recipient first name	AN48 [\s\S]{1,48}	Optional
cart.items[n].recipient.middleName	The cart item’s recipient middle name	AN50 [\s\S]{1,50}	Optional
cart.items[n].recipient.lastName	The cart item’s recipient last name	AN48 [\s\S]{1,48}	Optional
cart.items[n].recipient.apartment	The cart item’s recipient apartment number	AN100 [\s\S]{1,100}	Optional
cart.items[n].recipient.street	The cart item’s recipient address line 1	AN100 [\s\S]{1,100}	Optional
cart.items[n].recipient.address	The cart item’s recipient address line 2	AN100 [\s\S]{1,100}	Optional
cart.items[n].recipient.city	The cart item’s recipient city	AN80 [\s\S]{1,80}	Optional
cart.items[n].recipient.state	The cart item’s recipient state	AN50 [\s\S]{1,50}	Optional
cart.items[n].recipient.postcode	The cart item’s recipient postal code	AN16 [\s\S]{1,16}	Optional
cart.items[n].recipient.country	The cart item’s recipient country code	A2 [A-Za-z]{2} N3 [0-9]{3}	Optional
cart.items[n].recipient.phone	The cart item’s recipient phone number	N25 [0-9]{1,25}	Optional
cart.items[n].recipient.email	The cart item’s recipient email address	AN60 [\s\S]{1,60}	Optional

Cart payments

The cart payments data structure holds information about already made payments associated with the cart. The cart payments are counted up by changing the index-number [n], starting with 0. Example: cart.payments[0].name=First Cart Item

Parameter	Description	Format	Required
cart.payments[n].name	The name of the payment methtod. Example: cart.payments[0].name=promotion giftcard 50	AN255 [\s\S]{1,255}	Optional
cart.payments[n].type	The type of the used payment. One of the options: GIFTCARD, PROMOTION Example: cart.payments[0].type=GIFTCARD	AN255 [\s\S]{1,255}	Optional
cart.payments[n].amount	The amount of the associated and already used payment method. Example: cart.payments[0].amount=10.90	N10.N2 [0-9]{1,10}\.[0-9]{2}	Optional
cart.payments[n].currency	The currency of the already used payment amount. Example: cart.payments[0].currency=EUR	A3 [a-zA-Z]{3}	Optional
cart.payments[n].status	The status of the already used payment method. One of the options: pending, authorized, captured Example: cart.payments[0].status=captured	AN255 [\s\S]{1,255}	Optional
cart.payments[n].brand	The brand of the already used payment method, eg. SVS Example: cart.payments[0].name=SVS	AN255 [\s\S]{1,255}	Optional
cart.payments[n].primary	Identifies this payment method being the primary payment method used for that cart. One of the options: true, false Example: cart.payments[0].primary=false	true|false	Optional

Airline

The airline data structure holds passenger and trip leg airline information. The airline passenger and leg items are counted up by changing the index-number [n], starting with 0. Example: airline.passengers[0].name=Jane Jones

Parameter	Description	Format	Required
airline.totalTaxAmount	The total amount of tax	N10.N2 [0-9]{1,10}\.[0-9]{2}	Conditional
airline.totalFeesAmount	The total fees	N10.N2 [0-9]{1,10}\.[0-9]{2}	Conditional
airline.totalFareAmount	The total fare	N10.N2 [0-9]{1,10}\.[0-9]{2}	Conditional
airline.ticketIssueDate	The date the booking/ticket was made	AN10 {19|20)([0-9]{2})-(0[1-9]|1[0-2])-(0[1-9]|1[0-9]|2[0-9]|3[0-1]}	Conditional
airline.ticketIssueAddress	The address that issued the ticket	AN255 [\s\S]{1,255}	Conditional
airline.thirdPartyBooking	Indicates if the ticket was booked via a third party	AN255 [\s\S]{1,255}	Conditional
airline.bookingtype	The type of booking	AN255 [\s\S]{1,255}	Conditional
airline.ticketDeliveryMethod	The delivery method of the ticket	AN255 [\s\S]{1,255}	Conditional
airline.bookingRefNum	The booking reference number	AN255 [\s\S]{1,255}	Conditional
airline.agentName	The agent name	AN255 [\s\S]{1,255}	Conditional
airline.agentCode	The agent code	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].type	The passenger type	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].name	The name of the passenger	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].ticketRestricted	Indicates if the passenger has a restricted ticket	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].ticketNumber	The passenger’s ticket number	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].status	The passenger status	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].phone	The passenger’s phone	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].frequentFlyerNumber	The passenger’s frequent flyer number	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].email	The passenger’s email	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].dob	The passenger’s date of birth	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].checkDigit	The check digit for the passenger	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].ticketNumber	The ticket number for the leg	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].taxAmount	The tax amount for the leg	N10.N2 [0-9]{1,10}\.[0-9]{2}	Conditional
airline.passengers[n].legs[n].stopOverAllowed	Indicates if a stop over is allowed	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].restrictions	Indicates if there is restrictions for the leg	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].flightNumber	The flight number for the leg	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].feesAmount	The fees for the leg	N10.N2 [0-9]{1,10}\.[0-9]{2}	Conditional
airline.passengers[n].legs[n].fareBasis	The fare basis for the leg	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].fareAmount	The fare amount for the leg	N10.N2 [0-9]{1,10}\.[0-9]{2}	Conditional
airline.passengers[n].legs[n].exchangeTicketNum	The exchange ticket number for the leg	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].departureTaxAmount	The departure tax amount for the leg	N10.N2 [0-9]{1,10}\.[0-9]{2}	Conditional
airline.passengers[n].legs[n].departureCountry	The departure country for the passenger	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].departureAirport	The departure airport for the passenger	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].airlineName	The name of the airline for the leg	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].airlineCode	The code of the airline for the leg	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].departureTime	The departure time for the leg	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].departureDate	The departure date for the leg	AN10 {19|20)([0-9]{2})-(0[1-9]|1[0-2])-(0[1-9]|1[0-9]|2[0-9]|3[0-1]}	Conditional
airline.passengers[n].legs[n].arrivalCountry	The destination country for the leg	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].arrivalAirport	The destination airport for the leg	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].arrivalTime	The arrival time for the leg	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].arrivalDate	The arrival date for the leg	AN10 {19|20)([0-9]{2})-(0[1-9]|1[0-2])-(0[1-9]|1[0-9]|2[0-9]|3[0-1]}	Conditional
airline.passengers[n].legs[n].couponNumber	The coupon number for the leg	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].classOfService	The class of service for the leg	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].carrierCode	The carrier code for the leg	AN255 [\s\S]{1,255}	Conditional
airline.passengers[n].legs[n].timeToDeparture	The airline time to departure, in days, for the leg	AN10 [\s\S]{1,10}	Conditional

Tokenization and Registration

As described in the Tokenization Guide there are two ways to store a customer’s data on the syste. Either directly POST to the registration endpoint or add the following parameter to a payment:

Parameter	Description	Format	Required
createRegistration	If true, the payment details will be stored with the request. As part of the response, you will receive the parameter registration.id which you can use to reference the registration for later payments.	A5 true|false	Optional
overrideHolder	If true, it allows to send in the card.holder or bankAccount.holder to override the empty holder from the registration/tokenization transaction. It applies only to that particular payment and does not change the holder value of the registration transaction. For one-click payment, the edit box appears as the replacement over the empty label to allow the user to input the new value for the holder. This parameter is available on prepare (and update) checkout step of COPYandPAY as well as when sending the payment over registration one-click payment Server-to-Server.	A5 true|false	Optional

Recurring Migration

To do a migration of recurring payment you need to do a registration (RG) with INITIAL transaction data that are send with the following parameters:

Parameter	Description	Format	Required
recurringMigration.paymentType	Indicates the payment type of the INITIAL request(DB|CD|PA).	A2	Mandatory
recurringMigration.amount	Indicates the INITIAL payment amount.	N8.N2 [0-9]{1,8}(\.[0-9]{2})?	Optional
recurringMigration.requestTimestamp	Indicates the timestamp of the INITIAL payment request (e.g. 2018-11-27 10:42:39+0000).	AN19 (19|20)([0-9]{2})-(0[1-9]|1[0-2])-(0[1-9]|1[0-9]|2[0-9]|3[0-1] 0[0-2]1[0-9]:0[0-5]1[0-9]:0[0-5]1[0-9]	Conditional
recurringMigration.connectorTxId1	Indicates INITIAL payment response details as received from the acquirer.	AN128 [\s\S]{1,128}	Conditional
recurringMigration.connectorTxId2	Indicates INITIAL payment response details as received from the acquirer.	AN128 [\s\S]{1,128}	Conditional
recurringMigration.connectorTxId3	Indicates INITIAL payment response details as received from the acquirer.	AN128 [\s\S]{1,128}	Conditional

3D Secure

The 3D secure data structure is used to hold authentication data generated by the 3D secure MPI when an external MPI is being used, or additional information about the authentication. If 3D data is present which indicates the usage of an external MPI (xid, eci, verificationId), the payment gateway will just pass through these values to the acquiring system. For more detailed information about the required fields for 3D Secure version 2.0 and above, please visit the 3D Secure 2.0 guide here

Parameter	Description	Format	Required
threeDSecure.eci	The ECI for the 3D secure request. Required when using a third-party MPI Example: threeDSecure.eci=01	N2 0[1-8]{1}	Conditional
threeDSecure.verificationId	The 3D secure CAVV or AAV. Required when using a third-party MPI. Must be Base64 encoded.	AN28 [\s\S]{28}	Conditional
threeDSecure.xid	The 3D secure xid if available. Must be Base64 encoded.	AN64 [\s\S]{64}	Conditional
threeDSecure.enrollmentStatus	The enrollment status for the 3D secure request. Required when using a third-party MPI.	AN1 [YUN]	Conditional
threeDSecure.authenticationStatus	The authentication status for the 3D secure request. Required when using a third-party MPI.	AN1 [YAUN]	Conditional
threeDSecure.merchant.name	Merchant name as defined by the Scheme Directory Server.	AN100 [\s\S]{100}	Optional
threeDSecure.merchant.url	Merchant URL	AN2048 [\s\S]{0,2048}	Optional
threeDSecure.merchant.country	Merchant country	AN3 A3 [A-Za-z]{3}	Optional
threeDSecure.v1.visa.requestorId	Merchant ID for 3D Secure version 1.0, assigned by Visa.	AN100 [\s\S]{100}	Optional
threeDSecure.v1.mastercard.requestorId	Merchant ID for 3D Secure version 1.0, assigned by Mastercard.	AN100 [\s\S]{100}	Optional
threeDSecure.v1.diners.requestorId	Merchant ID for 3D Secure version 1.0, assigned by Diners/Discover.	AN100 [\s\S]{100}	Optional
threeDSecure.v1.diners.password	Password for the Diners/Discover ProtectBuy Directory Server. Used for 3D Secure 1.0	AN100 [\s\S]{100}	Optional
threeDSecure.v1.amex.requestorId	Merchant ID for 3D Secure version 1.0, assigned by American Express.	AN100 [\s\S]{100}	Optional
threeDSecure.v1.jcb.requestorId	Merchant ID for 3D Secure version 1.0, assigned by JCB.	AN100 [\s\S]{100}	Optional
threeDSecure.v1.jcb.password	Password for the JCB J/Secure Directory Server. Used for 3D Secure 1.0	AN100 [\s\S]{100}	Optional
threeDSecure.v1.dankort.requestorId	Merchant ID for 3D Secure version 1.0, assigned by Dankort.	AN100 [\s\S]{100}	Optional
threeDSecure.v1.bcmc.requestorId	Merchant ID for 3D Secure version 1.0, assigned by Bancontact/Mistercash.	AN100 [\s\S]{100}	Optional
threeDSecure.v2.visa.requestorId	Requestor ID for 3D Secure version 2, assigned by Visa.	AN100 [\s\S]{100}	Optional
threeDSecure.v2.visa.requestorName	Requestor Name for 3D Secure version 2, assigned by Visa.	AN100 [\s\S]{100}	Optional
threeDSecure.v2.mastercard.requestorId	Requestor ID for 3D Secure version 2, assigned by Mastercard.	AN100 [\s\S]{100}	Optional
threeDSecure.v2.mastercard.requestorName	Requestor Name for 3D Secure version 2, assigned by Mastercard.	AN100 [\s\S]{100}	Optional
threeDSecure.v2.amex.requestorId	Requestor ID for 3D Secure version 2, assigned by American Express.	AN100 [\s\S]{100}	Optional
threeDSecure.v2.amex.requestorName	Requestor Name for 3D Secure version 2, assigned by American Express.	AN100 [\s\S]{100}	Optional
threeDSecure.v2.diners.requestorId	Requestor ID for 3D Secure version 2, assigned by Diners/Discover.	AN100 [\s\S]{100}	Optional
threeDSecure.v2.diners.requestorName	Requestor Name for 3D Secure version 2, assigned by Diners/Discover.	AN100 [\s\S]{100}	Optional
threeDSecure.v2.jcb.requestorId	Requestor ID for 3D Secure version 2, assigned by JCB.	AN100 [\s\S]{100}	Optional
threeDSecure.v2.jcb.requestorName	Requestor Name for 3D Secure version 2, assigned by JCB.	AN100 [\s\S]{100}	Optional
threeDSecure.v2.cartebancaire.requestorId	Requestor ID for 3D Secure version 2, assigned by Carte Bancaire.	AN100 [\s\S]{100}	Optional
threeDSecure.v2.cartebancaire.requestorName	Requestor Name for 3D Secure version 2, assigned by Carte Bancaire.	AN100 [\s\S]{100}	Optional
threeDSecure.dsTransactionId	Transaction ID assigned by the directory server. Used when the transaction was already authenticated via 3D Secure version 2, using an external MPI.	AN100 [\s\S]{36}	Optional
threeDSecure.version	Version of the 3D Secure that was used when the transaction was already authenticated using an external MPI. For example: 1.0.2 or 2.1.0	(1|2)\.[0-9]\.[0-9]	Optional
threeDSecure.challengeIndicator	Indicates whether a challenge is requested for this transaction. Values 05-09 can be sent for 3D Secure version 2.2 or higher.	0[1-9]	Optional
threeDSecure.challengeMandatedIndicator	Indication of whether a challenge is required for the transaction to be authorized due to local/regional mandates or other variable. Can be used when the transaction was authenticated via an external MPI.	AN1 (Y|N)	Optional
threeDSecure.authType	The type of authentication that was requested by the ACS. Can be used when the transaction was authenticated via an external MPI.	AN2 0[1-4]	Optional
threeDSecure.exemptionFlag	Flags the transaction as exemption during authorization. Can be used for 3D Secure version 2.2 or higher.	N2 0[1-4]	Optional
threeDSecure.transactionStatusReason	Provides information on why the Transaction Status field has the specified value. Can be used when the transaction was authenticated via an external MPI.	N2	Optional

Custom Parameters

Custom parameters are unspecified fields that can be used to send custom data. The data sent in these fields are echoed back in the response.

Parameter	Description	Format	Required
customParameters[name]	A name value pair used for sending custom information. NOTE: customParameters that are sent from the client-side (e.g. for COPYandPAY) should be prepended with SHOPPER_*, for example customParameters[SHOPPER_customerId]	name: AN64 [a-zA-Z0-9\._]{3,64} value: AN2048 [\s\S]{0,2048}	Conditional

Asynchronous payments

Asynchronous payment methods like 3D secure, online transfer or virtual wallets have additional steps in their workflow. The response to your initial payment request will be pending and contain a redirect URL to the receiver system that the shopper should be forwarded to.

Parameter	Description	Format	Required
shopperResultUrl	This URL will receive the result of an asynchronous payment. Must be sent URL encoded.	AN2048 [\s\S]{6,2048}	Conditional
notificationUrl	This URL will receive the asynchronous notification where applicable. Must be sent URL encoded.	AN2048 [\s\S]{6,2048}	Optional

The response parameters:

Parameter	Description	Format	Required
redirect.url	URL the the shopper must be redirected to in order to proceed.	AN2048 [\s\S]{6,2048}	Conditional
redirect.parameters[n].name	List of parameter names for the redirect.url. The corresponding parameter value is the same parameter number ending with .value like described in the line below.	AN255 [\s\S]{1,255}	Conditional
redirect.parameters[n].value	The parameter values corresponding to the names as described above.	AN255 [\s\S]{1,255}	Conditional

Reporting

The following parameters are used when calling the reporting endpoints.

Parameter	Description	Format	Required
date.from	The date from which the report data should start	AN10 {19|20)([0-9]{2})-(0[1-9]|1[0-2])-(0[1-9]|1[0-9]|2[0-9]|3[0-1]}	Required
date.to	The date on which the report data should end	AN10 {19|20)([0-9]{2})-(0[1-9]|1[0-2])-(0[1-9]|1[0-9]|2[0-9]|3[0-1]}	Required

Giftcard

A giftcard allows you to send additional information for payments and risk checks that have a gift card.

Parameter	Description	Format	Required
giftCard.message	Message that should be written on the gift card.	AN160 [\s\S]{2,160}	Optional
giftCard.type	Type of the Gift Card. One of the options: ANNIVERSARY, BIRTHDAY, CONGRATULATIONS, APRIL_FOOLS_DAY, EASTER, FATHERS_DAY, GRADUATION, HOLIDAY, SEASONS_GREETINGS, PASSOVER, KWANZAA, HALLOWEEN, MOTHERS_DAY, NEW_YEARS_DAY, BOSSES_DAY, ST_PATRICKS_DAY, SWEETEST_DAY, CHRISTMAS, BABY_SHOWER, THANKSGIVING, OTHER, VALENTINES_DAY, WEDDING, SECRETARYS_DAY, CHINESE_NEW_YEAR, HANUKKAH, CELEBRATE_FALL, GRANDPARENTS_DAY, INDEPENDENCE_DAY	AN16	Optional

Risk

The following parameters are additional parameters available for risk checks e.g. using the ReD Shield.

Parameter	Description	Format	Required
risk.channelId	Id of the channel in the risk system. This field is usually set up as a configuration, but in some situations you might want to use the dynamic request based option described here. For the ReD Shield this will cause a different set of rules to be executed. There the length is limited to AN12.	AN255 [\s\S]{1,255}	Optional
risk.serviceId	Id of the service in the risk system. This field is usually set up as a configuration, but in some situations you might want to use the dynamic request based option described here. For the ReD Shield this defines which fraud screening service to use. There the length is limited to AN1.	AN255 [\s\S]{1,255}	Optional
risk.amount	Amount for the risk request. The dot is used as decimal separator. Currently this parameter is used for both ReD Shield and 3D Secure. When performing the 3D Secure, if this parameter is present, its value will be used as the amount for the 3D Secure.	N10.N2 [0-9]{1,10}\.[0-9]{2}	Optional
risk.orderTimestamp	Timestamp of the order for the risk request. Format: yyyy-MM-dd hh:mm:ss (24h clock), e.g. 2015-12-17 22:00:04 By default our payment system sets a timestamp automatically. Use this field when the (payment) transaction was executed at a different time than sending the risk request at hand.	AN19 {(19|20)([0-9]{2})-(0[1-9]|1[0-2])-(0[1-9]|1[0-9]|2[0-9]|3[0-1] 0[0-2]1[0-9]:0[0-5]1[0-9]:0[0-5]1[0-9] }	Optional
risk.brand	Brand of the payment that is being checked. By default you can use the field paymentBrand instead of this one. However, if the payment isn’t executed through the OPP you might have a different brand-format you can specify here.	AN255 [\s\S]{1,255}	Optional
risk.parameters[name]	A name value pair used for sending custom information related to the risk request.	name: AN64 [a-zA-Z0-9\._]{3,64} value: AN2048 [\s\S]{0,2048}	Optional
risk.merchantWebsite	Merchant’s website URL	AN60 [\s\S]{1,60}	Optional
risk.accountToken	A merchant-set token for the account	AN64 [\s\S]{1,64}	Optional

Scheduling Payment Jobs

The following parameters are additional parameters available for scheduling payment jobs

Parameter	Description	Format	Required
job.name	The name of the job to be scheduled	AN64 [\s\S]{1,64}	Optional
job.year	Here you can specify/limit which year(s) the job will run You can specify specific year, or comma separated years or * which means endless.	(\d{4})?(\,\d{4})*|\*	Optional
job.month	Here you can specify/limit which year(s) the job will run You can specify specific month, or comma separated months or * which means endless.	(\d{2})?(\,\d{2})*|\*	Optional
job.dayOfMonth	Here you can specify/limit which day(s) the job will run You can specify specific day, or comma separated days or * which means endless. Note that you can’t specify both dayOfMonth and dayOfWeek, only one should be specified	(\d{2})?(\,\d{2})*|\*	Optional
job.dayOfWeek	Here you can specify/limit which week day(s) the job will run You can specify specific day, or comma separated days or * which means endless. Note that you can’t specify both dayOfMonth and dayOfWeek, only one should be specified	(\d)?(\,\d)*|\*	Optional
job.hour	Here you can specify/limit which week hour(s) the job will run You can specify specific hour, or comma separated hours or * which means endless.	(\d{2})?(\,\d{2})*|\*	Optional
job.minute	Here you can specify/limit which week minute(s) the job will run You can specify specific minute, or comma separated minutes or * which means endless.	(\d{2})?(\,\d{2})*|\*	Optional
job.second	Here you can specify/limit which week second(s) the job will run You can specify specific second, or comma separated minutes or * which means endless.	(\d{2})?(\,\d{2})*|\*	Optional
job.startDate	Here you can specify starting at which date/time this job should be executed	yyyy-MM-dd HH:mm:ss	Optional
job.endDate	Here you can specify at which date/time this job should be ended	yyyy-MM-dd HH:mm:ss	Optional
job.noticeUnit	Here you can specify the date/time unit of noticeNumber	“YEAR”|”MONTH”|”WEEK”|”DAY”|”HOUR”|”MINUTE”|”SECOND”	Optional
job.noticeNumber	The notice to deschedule the job before until duration end	Number	Optional
job.noticeCallable	When the notice could be callable?	ANYTIME|DURATION_END	Optional
job.durationUnit	Here you can specify the date/time unit of durationNumber	“YEAR”|”MONTH”|”WEEK”|”DAY”|”HOUR”|”MINUTE”|”SECOND”	Optional
job.durationNumber	The minimum time/date of the duration of the job	Number	Optional
job.expression	You can specify a cron expression here that represents how often the job will run If you specify this parameter, then it will overrite (year,month,dayOfMonth,dayOfWeek,hour, minute and second) parameters values	See http://www.quartz-scheduler.org/documentation/quartz-2.x/tutorials/crontrigger.html	Optional

Payment Response Parameters

Parameter	Description	Format	Required
id (/checkouts)	The identifier of the checkout request that can be used to reference the payment later. You get this as the field id of a checkout’s response and then should use it as the {id} part in step 2 and step 3 of the integration guide.	AN48 [a-zA-Z0-9.\-]{32,48}	required
id (/payments)	The identifier of the payment request that can be used to reference the payment later. You get this as the field id of a payment’s response and then can use it as referencedPaymentId in the backoffice tutorial or as the {id} part of the URL for sending referencing requests.	AN32 [a-zA-Z0-9]{32}	required
id (/registrations)	The identifier of the registration request that can be used to reference the registration later. You get this either as the field id of a registration’s response or as the field registrationId of a payment’s response (if the request contained createRegistration=true). You should use it for requests referencing this registration as the {id} part of the URL.	AN32 [a-zA-Z0-9]{32}	required
referencedId	In case of referenced payment (e.g., Capture or Refund), this fields included to see which payment was referenced. Note: This fields is only for webhook notification.	AN32 [a-zA-Z0-9]{32}	Conditional
paymentBrand	The payment brand of the request.	AN32 [a-zA-Z0-9_] {1,32}	Conditional
amount	The amount of the request.	N10.N2 [0-9]{1,10}\.[0-9]{2}	Conditional
currency	The currency of the request.	A3 [a-zA-Z]{3}	Conditional
descriptor	The descriptor of the request.	AN127 [\s\S]{1,127}	Conditional
result.code	The unique code that indicates the result status of the request. See the result codes for more detailed information.	AN11 [0-9\.]{2,11}	Required
result.description	A textual description explaining the result.code’s meaning.	AN255 [\s\S]{0,255}	Optional
result.avsResponse	Contains the AVS response returned by the acquirer. It may include one the following result: A = Address does match, zip code does not match Z = Address does not match, zip code does match N = Address and zip code do not match U = Technical or logical error. AVS cannot be applied on card or address (not UK or US issuer), issuer is not available, etc. F = Address and Postal Code Matches	A1 [A-Z]{1}	Conditional
result.cvvResponse	Contains the CVV response returned by the acquirer. It may include one the following result: M – CVV2 Match Indicates that the issuer was able to verify the CVV2 value provided by the merchant. N – CVV2, CVC2, Discover CID or AMEX CID do not match Indicates that the issuer was not able to verify the CVV2 value provided by the merchant. P – Not Processed Indicates that the issuer was unable to verify the CVV2 value provided by the merchant because either their verification system was not functioning, or not all of the information needed to verify the CVV2 value (such as the expiration date) was included in the request. S – CVV2, CVC2, Discover CID or AMEX CID data is not present on the card, but the issuer indicated it should be present Indicates that the issuer was unable to perform CVV2 verification, and notifies the merchant that the card should contain a CVV2 value. U – Unsupported by issuer or issuer is unable to process request Indicates that the issuer is not participating in the CVV2 service, or that the issue has not provided the card Brand with the required encryption keys needed to perform verification, or that STIP has responded with unavailable response.	A1 [A-Z]{1}	Conditional
resultDetails	A container for name value pair used for enriching the response with bank-specific response details. I.e. the actual parameters used within resultDetails are bank-specific. Example: resultDetails.AuthCode=123456	name: AN64 [a-zA-Z0-9\._]{3,64} value: AN2048 [\s\S]{0,2048}	Optional
resultDetails.AcquirerResponse	Represents the acquirer original response code retrieved from the acquirer directly.	AN2048 [\s\S]{0,2048}	Conditional
card.bin	The first six digits of the card.number	N6 [\d]{6}	Optional
card.holder	Holder of the credit card account	N6 [\d]{6}	Optional
card.expiryMonth	The expiry month of the card	N6 [\d]{2}	Optional
card.expiryYear	The expiry year of the card	N4 [\d]{4}	Optional
merchant.bankAccount.holder	Holder of the merchant’s bank account	AN128 {4,128}	Required
merchant.bankAccount.number	The account number of the merchant’s bank account. (IBAN for SEPA accounts)	AN64 [a-zA-Z0-9]{3,64}	Conditional
merchant.bankAccount.bic	The BIC (Bank Identifier Code (SWIFT)) number of the merchant’s bank account.	AN11 [a-zA-Z0-9]{8}|[a-zA-Z0-9]{11}	Conditional
merchant.bankAccount.country	The country code of the merchant’s bank account (ISO 3166-1).	AN2 [a-zA-Z]{2}	Conditional
risk.score	Returns the score of the executed transaction risk checks. The value is a number from -99999 to +99999. Can be returned both for standalone risk requests and payment requests that include risk checks.	AN6 [-+]?[0-9]{5}	Conditional
Other	The response can also contain each of the data structures listed above, such as customer and billingAddress.	n/a	Conditional
buildNumber	Useful for support purposes.	AN255 [\s\S]{0,255}	Required
timestamp	The timestamp the response has generated.	date yyyy-MM-dd hh:mm:ssZ	Required
ndc	An internal unique identifier for the request.	AN69 [a-zA-Z0-9\-]{1,69}	Required

Reconciliation Response Parameters

Reconciliation reporting data is available via CSV file from FTP. The structure of the reconciliation reporting csv file is as of following: ReconciliationType;PaymentType;Cashflow;ClearingInstituteMerchantId;MerchantAccountId;MerchantAccountName;PspId;DivisionId;MerchantId;SettlementTxId;UniqueID;ShortId;ConnectorTxId1;ConnectorTxId2;ConnectorTxId3;Amount;Currency;Brand;TxRequestTime;SettlementAmount;SettlementCurrency;SettlementFee;SettlementFxRate;SettlementDate;SettlementStatus;Descriptor;AccountNumberLast4;BankCode;AccountHolder;ReasonCode;ReasonDesc;SettlementFileFormat;ClearingInsitituteName;MatchingStatus;MatchedTransactions;ChargebackId

Parameter CSV	Parameter API	Description	Format	Required
ReasonCode	result.code	Failure Status Code (available only for Chargebacks)	AN11 [0-9\.]{2,11}	optional
ReasonDesc	result.description	Failure Status Description (available only for Chargebacks)	AN128	optional
SettlementTxId	settlement.id	Transaction ID at Settlement Provider	AN64 [\s\S]{0,64}	optional
Cashflow	settlement.cashflow	Transaction Balance Direction	POS, NEG	required
SettlementAmount	settlement.amount	Settled Amount	N13 [0-9]{1,10}\.[0-9]{2}	required
SettlementCurrency	settlement.currency	Settlement Currency	A3 (according to ISO 4217)	required
SettlementFee	settlement.fee	Settlement Fee	N13 [0-9]{1,10}\.[0-9]{2}	optional
SettlementFxRate	settlement.fxRate	Settlement FX Rate	N13 [0-9]{1,10}\.[0-9]{2}	required
SettlementDate	settlement.date	Date on which settlement is executed by the Clearing Institute in its time zone		required
SettlementStatus	settlement.status	Settlement Status	SUCCESS, FAILED	required
SettlementFileFormat	settlement.format	File format of Settlement File	AN32	required
ClearingInsitituteName	clearingInstitute.name	Name of Clearing Institute	AN64	required
ClearingInstituteMerchantId	clearingInstitute.merchantId	Merchant ID at Settlement Provider	AN64 [\s\S]{5..64}	required
ConnectorTxId1	clearingInstitute.txId1	Additional field for a transaction related reference (provided by the Clearing Institute)	AN64	optional
ConnectorTxId2	clearingInstitute.txId2	Additional field for a transaction related reference (provided by the Clearing Institute)	AN64	optional
ConnectorTxId3	clearingInstitute.txId3	Additional field for a transaction related reference (provided by the Clearing Institute)	AN64	optional
AccountNumberLast4	card.last4Digits	Last 4 digits of the credit/debit card	AN4	optional
AccountHolder	card.holder	Account Holder of credit/debit card acount	AN128	optional
AccountNumberLast4	bankAccount.last4Digits	Last 4 digits of the bank account	AN4	optional
BankCode	bankAccount.bankCode	Bank Code/BIC in case the transaction is bank related	AN12	optional
AccountHolder	bankAccount.holder	Account Holder of bank acount	AN128	optional
MerchantAccountId	merchantAccount.id	Account ID of Merchant	AN32 [a-zA-Z0-9]{32}	required
MerchantAccountName	merchantAccount.name	Name of Merchant	AN32 [a-zA-Z0-9]{32}	optional
UniqueID	payment.id	Unique ID of payment transaction in gateway	AN32 [a-zA-Z0-9]{32}	optional
ReconciliationType	recordType	Type of the record	SETTLED, CHARGEBACK, CHARGEBACK REVERSAL, FEE	required
PaymentType	transactionType	Type of Transaction	DEBIT, CREDIT, REFUND, BATCH, MONTHLY, SUBMERCHANT, PAYMENT_FACILITATOR, AUTH_FEE, CAPTURE_FEE, CANCEL_FEE, REFUND_FEE	required
PspId	pspEntityId	ID of PSP	AN32 [a-zA-Z0-9]{32}	required
DivisionId	divisionEntityId	ID of Division	AN32 [a-zA-Z0-9]{32}	optional
MerchantId	merchantEntityId	ID of Merchant	AN32 [a-zA-Z0-9]{32}	required
ShortId	–	Short Id of payment transaction in gateway	AN14	optional
TransactionId	merchantTransactionId	Unique reference number provided by merchant or generated by the gateway	AN255 [\s\S]{8,255}	required
InvoiceId	merchantInvoiceId	Invoice ID provided by merchant	AN255 [\s\S]{8,255}	optional
Amount	amount	Transaction amount	N13 [0-9]{1,10}\.[0-9]{2}	required
Currency	currency	Transaction Currency	A3 (according to ISO 4217)	required
Brand	paymentBrand	Brand of the payment method	A16	optional
TxRequestTime	presentmentDate	Time of ordering the transaction by the merchant in Clearing Institute’s time zone. The value can be either retrieved from a specific field in the received settlement file. Or in case no specific field is identified/mapped the default code is utilized which is the timestamp when the acquirer file is parsed on our system. (i.e. the timestamp of the recon job)		optional
Descriptor	descriptor	Transaction Reference which appears on the end customer’s statement	AN128	optional
MatchingStatus	matchedTransactions.status	The matching status of the corresponding transaction within the gateway	MATCHED, MULTIPLE_MATCHES, NOT_MATCHED	conditional
MatchedTransactions	matchedTransactions.payment[n].id	Unique ID(s) of the matched transactions	AN32 [a-zA-Z0-9]{32}	conditional
ChargebackId	chargebackTransaction.id	The Unique ID of the Chargeback transaction generated by the gateway after matching a chargeback record.	AN32 [a-zA-Z0-9]{32}	conditional

Card On File

Following are all the parameters needed for sending card on file transactions.

Parameter	Description	Format	Required
standingInstruction.type	The category of the transaction. RECURRING: Recurring Transactions are transactions that are processed on a regular fixed interval for a pre-agreed or advised amount, where applicable. Recurring Transactions don’t have a fixed duration and will continue to be processed until the cardholder cancels the agreement. INSTALLMENT: Installment Payments are transactions that are processed on a regular fixed interval for a pre-agreed amount for a single purchase of good or services. Unlike Recurring Transactions, Installment Payments do have a fixed duration and shouldn’t continue to be processed after the end of the agreed installment period. UNSCHEDULED: An unscheduled credential-on-file transaction is like a recurring transaction but differs in that it does not happen at pre-agreed intervals. The classic example of such a transaction is when it is triggered by an event such as an amount threshold to ensure that a pay-as-you-go account always has a minimum available reserve.	UNSCHEDULED| INSTALLMENT| RECURRING	Optional
standingInstruction.mode	Indicating the mode of subsequent payment transaction. INITIAL: The payment is the first of a series of payments. This first payment must contain additional data like the CVV code or 3D parameters to enable an initial authentication of the request. REPEATED: The payment is a subsequent payment. It may not contain shopper authentication data like the CVV code or 3D parameters – the shopper is not present anymore.	INITIAL| REPEATED	Optional
standingInstruction.source	Indicating the type of subsequent payment transaction. CIT: Cardholder initiated transaction. MIT: Merchant initiated transaction.	CIT| MIT	Optional
standingInstruction.initialTransactionId	The value/ID is received as part of the acquirer response of a CIT flagged transaction. The ID is received in OPP response field: standingInstruction.initialTransactionId. The ID must be included in all following MIT flagged transaction.	AN or N (No specific format- Depends on acquirer)	Optional
standingInstruction.industryPractice	The MIT types defined under this category are performed to fulfill a business practice as a follow-up to an original cardholder-merchant interaction that could not be completed with one single transaction. INCREMENTAL_AUTH: Incremental authorizations can be used to increase the total amount authorized. Incremental authorizations do not replace the original authorization — they are additional to previously authorized amounts — the sum of all linked estimated and incremental authorizations represent the total amount on hold in the cardholder’s account for a given transaction. RESUBMISSION: When a merchant attempts to authorize a transaction after the service has been used but the issuer declines it for insufficient funds, they may attempt to re-authorize to recover the debt. These authorization requests are considered resubmission authorizations and must carry the new “re submission” indicator. REAUTHORIZATION: Re-authorization occurs when a merchant has a need to submit an authorization request after the cardholder has left the point of interaction and there is no possibility of re-authenticating the card or the cardholder. A merchant may need to do this if they intend to split the shipment into multiple deliveries and will only authorize as goods come into stock. If the need to re-authorize occurs, the subsequent authorization requests carry the new “re-authorization” marker and the scheme reference data from the initial interaction. DELAYED_CHARGES and NO_SHOW: Such transactions occur largely in the rental and hospitality sectors. These transactions also carry the scheme reference data provided in the initial authorization at the start of the rental or stay agreement as well as in the settlement record.	INCREMENTAL_AUTH| RESUBMISSION| REAUTHORIZATION| DELAYED_CHARGES| NO_SHOW	Optional
standingInstruction.expiry	Recurring Expiry: Date after which no further authorizations shall be performed. Recurring transaction. Installment transaction.	yyyy-MM-dd	Conditional / Mandatory when processing 3D Secure on recurring/installment transactions.
standingInstruction.frequency	Recurring Frequency: Indicates the minimum number of days between authorisations. Recurring transaction. Installment transaction.	N4	Conditional / Mandatory when processing 3D Secure on recurring/installment transactions.
standingInstruction.numberOfInstallments	Installment Payment Data: Indicates the maximum number of authorisations permitted for installment payments. Installment transaction.	N3	Conditional / Mandatory when processing 3D Secure on installment transactions.

Chargeback

The following parameters can be used for chargeback back-office operations.

Parameter	Description	Format	Required
chargebackResultCode	The chargeback reason code for the chargeback as received separately from the acquirer. See the chargeback result codes for more detailed information.	000\.100\.2[0-9]{2}	Optional